McCulloch | Stallings
McCulloch | Stallings
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    • Welcome!
    • Real Estate
      • Buying
      • Selling
      • Military
    • About Us
      • Meet the Team
      • Reviews
    • Contact Us
    • Resources
      • Senior Living
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First time home buyer. Brick home, beautiful home. Family

Welcome to home ownership!

The prospect of buying your first home can be both exhilarating and scary at the same time. It's likely the largest purchase you've made in your lifetime, and also one of the best long-term investments. But, buying a home is not a one-size-fits-all proposition. Finding the right place in the perfect neighborhood, and at a cost that's within you budget, is no small task. That's where we come in. Our job is to help you navigate the twists and turns of the home buying process, so that you end up with a house you're proud to call home.


        How we help


  • Explain the entire real estate process from start to finish so there are no surprises
  • Recommend a lender that can help you determine how much you can afford and pre-approve you for a home loan
  • Help you determine the types of homes and neighborhoods that best fit your needs
  • Arrange tours of homes that meet your search criteria
  • Provide you with detailed information about homes you're interested in
  • Determine the market value of homes before we make an offer
  • Assist you in writing and negotiating a mutually-accepted purchase and sale agreement
  • Accompany you to the inspection
  • Coordinate necessary steps after inspection
  • Work with the escrow company and lender to ensure all needed documents are in order and completed in a timely manner
  • Provide ongoing support and services even after you've moved into your new home

Know what you'll pay

Buyers have a lot of up front costs to consider. Not only is there the 3.5%-20% down on the loan and 1%-2% to the seller as earnest money, there are also additional costs when you close on your new home.

Closing Costs?

Should I rent or Should I buy?

Many people don't realize how much of a benefit there is to being a homeowner. Equity (the difference between the market value and what you owe) on a home can build up, whereas when you pay rent, you will never see that money again!

Prove it
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